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Down payment assistance available for home buyers

Businessman with Coat and Tie Holding House.Looking to purchase a home but you need help with down payment assistance? Contact the San Bernardino County Community Development and Housing Department for more information at 909.387.4389.

Click here for more information or click here for a list of down payment assistance and home repair programs.

42 Responses to Down payment assistance available for home buyers

  • I am looking to buy my first house and will be using my VA. I want to attend your free Home Buying classes that SB County offers when asking for Down payment assistance. Any virtual classes bering held?

  • This is using public money– taxpayer money to subsidize the banking industry. Speaking with a high school math teacher, recently, at an OFFICE DEPOT location, I was not surprised but was disappointed that he didn’t understand how home loans are amortized and that like student loans it is a form of slavery. Print-out your loan amortization table, which your lender should provide upon request, make a copy of it and file the original. Then start prepaying principal preferably in increments on an entire monthly payment. If you can’t afford to actually do it, then pretend you’re doing it and learn what it would save in interest and get busy. If you can’t explain it to your child or spouse then you don’t understand it yet. Whatever you do, don’t refinance and start all over again. Discouraging what I’m describing is as immoral as using taxpayer money to “assist” would-be home-buyers no matter now generous it sounds in such articles. Do it personally– meaning subsidize someone who hasn’t saved for a down-payment with your own money but don’t do it as a government employee with other’s money. Don’t even propagandize for it. That is not equity: it is just more welfare and does not promote responsibility and an honest sense of ownership. Consider BLM vandals and looters, not much different that the Watts riots in 1965 and subsequent similar “demonstrations” in San Bernardino: “I’ll show you; I’ll burn my home and community down; I’ll make a permanent reputation for the place that will destroy property values for anything except concrete tilt-up warehouses such as the #1 Fortune Global 500 company– WalMart, that don’t require anything from government except sales and property tax collection.

  • Hello my name is Valerie, I’m 32 years old single mother of 1. I have been living with my mother for some time now. Currently working on my credit and I am employed. However, I am interested in obtaining more details in purchasing my first home. I don’t want to rent or get an apt. I feel I need to start now on purchasing a home to grow old in. Or so that I may leave an asset for my child and his future family. Please advise, what programs can assist. Thanks!

  • If I am looking to buy a home for the first time and I am not working but do receive income and plan on going back to school for nursing do they assist people like me? I just really need a house and not an apartment because I have 4 young kids whom need their space for once.

  • Looking to buy a home (first time) – Down Payment Assistance Options?

    So I’m almost 40 and I’ve always lived in apartments, except from 2015-2017 when I moved in with my gf because we had a kid.

    Long story short…it didn’t work out and now I’m back in an apartment. I make a decent living but I make more than the income limits for down payment assistance for a new home.

    This is the point in my life where I wish I had been more responsible and now I’m making strides to do that by paying down debt.

    However, who knows when I’ll have enough for a down payment for a home for me and my daughter. Are there any options for me when I make more than income required for assistance?

  • Looking to buy a home in joshua tree cal .My landlord sold the trailer ive beem living in. For the past 3 years .im a i h s s worker for the county but on such short notice wich was 22 days and i also jabe my client whom staying woth me short turm and a 13 year old is there any prograns thay would be willing to jelp me i habe never bought a home before and im wanting to settle diwn i make 11.00 am hour and i have 120 hours a month ..

  • I’m looking to buy a manufactured home. I would need to put 3% down, are there any first-time home buyer programs that can help me with the 3% down payment and work for a manufactured home? I’m low income and have kids

  • im looking for down payment assistance, possibly in Yucaipa,

    • Hi Gilbert, try one of these organizations: NHSIE CalHome, County of San Bernardino & Riverside County- Census tract based, or 909/884-6891
      Opportunity Down Payment Program, Inland Valley- San Bernardino County, or 909/988-5979
      W.I.S.H. (Workforce Initiative Subsidy for Homeownership) Down Payment Assistance Loan -Inland Valley- San Bernardino County, or 909/988-5979
      NHSIE East West Bank – REACH Program San Bernardino, Riverside & San Diego Counties, or 909/884-6891
      California Housing Finance Agency, State of California, or 877/9.CalHFA
      Golden State Finance Authority – Mortgage Credit Certificate (MCC), State of California,
      Golden State Finance Authority -(GSFA) Platinum Program, State of California, or 1/855-740-8422

  • Can you apply for these programs if you are doing a VA home loan?

    • Hi Nikki, many of these programs have different requirements based on your individual circumstances. It is best to contact the programs linked to this blog item for more information. We will also email you a list of organizations to contact.

  • Do you have to make less than a certain amount yearly to qualify for Down Payment Assistance Program? If so what is the amount. Thank you.

  • I am in this program since 2010. Great program!

  • Do I currently have to live in San Bernardino county for home buyer assistance? I currently reside in Los Angeles but would like to purchase a home in San Bernardino county. Thank you in advance for your time and help.

  • Hello, I’m wanting to know if the down payment program only applies to actual houses or if mobile homes count as well? I would assume not but worth a try, thank you.

  • Hi how does someone apply for the down payment assistance and does anyone know how long the process takes? What are the basic requirements?

  • i just bought a house in alta loma ca needs help i need to fix bathroom floors walls is there a program?

  • OK, I am ready to buy a home. Has anyone received assistance from any of the programs, what was your experience?

  • Does anyone know anyone who went through this program? And how did it go for them? I am also tired of renting and in the market of buying a home but would like and need assistance in the down payment.

  • I’m looking for assistance with down payment to purchase a home in the city of fontana

  • Interested in information, iam in the Victor Valley area.

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